Just Wills & Legal Services

is pleased to introduce our clients to Charles Derby Group,
Pension service providers, helping people prepare for the retirement they want.
Send us your Letter of Authority to start your Review today
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The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Your No Obligation Pension Review:

At Charles Derby we research, analyse and compare a wide range of pensions on the market to find the one that is the best financial and personal fit for you.

Having a proper Pension Review, carried out by one of our professional financial advisers, is one of the simplest actions you can take to possibly improve your pension arrangements.


However, before we can make any recommendation, we need to know more about your current pension and whether it’s working for you. This is all done on the phone with one of our diploma qualified pension advisers, so nobody needs to come to your home.


This is a strictly 'no obligation' Pension Review and there’s absolutely no commitment on your part afterwards. If your pension is best left where it is, we’ll tell you that too, so you can be sure that we will never give advice that isn’t in your best interests.

Frequently Asked Questions

Why should I review my pension?

It’s tempting to think you can just leave your pension alone, assuming that it’s delivering what you need and performing as you expect, but do you know enough to be able to be sure of that?


Am I paying too much in charges?

We’ll review your existing arrangements and compare these with potential solutions which could save you on such charges. However, we’ll also make you aware if we believe your current arrangement(s) are suitable for your circumstances.


What are the risks associated with my current pension investments?

We’ll map your investment(s) to your attitude to risk however, with investing the value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.


I have more than one pension arrangement?

This isn’t a problem. You can have different pension pots held with different providers which could work out cheaper or more beneficial for you. However, there are options available to combine pensions pots should this be a more suitable option for you, considering your personal circumstances.


Am I able to withdraw money from my pension fund?

Sometimes, dependant on your own circumstances and where possible, we can assist in a fully compliant and tax efficient solution.


Is my pension investment performing as well as it should be?

We review your investment vehicles, funds and returns for suitability and value and make recommendations on that basis.



Start your no obligation pension review today!
Send us your Letter of Authority to start your Review today
Click Here